News | Published October 30, 2013 | Written by Connie Peachey, MSW, LSW, social worker, Mount Nittany Physician Group

Navigating the Pennsylvania Health Insurance Marketplace

The Affordable Care Act’s new online Health Insurance Marketplace opened up for Americans on October 1. This tool, developed by the government as part of the Act, is what consumers will be using to purchase insurance if they’re uninsured, or if they feel their premiums are too high through their workplace. Each state has their own version of a Marketplace, and because the uninsured may face a penalty if they don’t have insurance by 2014, these Marketplaces serve a very important purpose.

While comparing and selecting an insurance plan is never an easy task, navigating the new Marketplace can be even more tricky and time-consuming. In an effort to help you navigate through all this, Mount Nittany Health has compiled an easy-to-use guide for the individuals, families and small business owners who find they need to purchase insurance through the Pennsylvania Marketplace.

This site, which can be found at, provides information and direct links for researching, applying for, and purchasing Marketplace insurance. We’ve also added a section on frequently asked questions that helps define the categories of people who need to use the Marketplace, the groups of people who may be granted an exception, and an estimation of what the penalties may look like for those who don’t comply. There’s even a calculator tool provided by the Kaiser Family Foundation to help give a general idea of the cost of Marketplace coverage for you and your family.

A major part of our vision at Mount Nittany Health is to be the most trusted source of health information for central Pennsylvanians, a charge we take very seriously. We hope you will find this site useful and informative, and that it helps to make navigating through the state’s Marketplace just a little easier. Feel free to also share this information with friends, family and neighbors who may be interested, and visit to learn more.